• Informal Arrangement
• Debt Consolidation and Loan Refinancing
• Debt Agreement
• Part X (Personal Insolvency Agreement)
• Bankruptcy

Considering the initial information offered on our website is the first step in taking action to solve your debt problem and becoming free from debt.

If you decide to contact us to obtain our free and confidential advice on your individual financial circumstances a member of the AFS team will have the opportunity to talk to you about the debt solutions available, and which one will suit you best. This will include consideration of:

• Informal Arrangement with creditors
• Refinancing or debt consolidation
• Debt Agreement
• Part X (Personal Insolvency Agreement)
• Bankruptcy

Ultimately, the debt solution that best suits you is what AFS will determine after assessing your financial position and individual circumstances. This forms part of our free and confidential advice to you.

AFS can then assist you in implementing that solution to achieve the goal of manageable debt commitments for the future leading to your financial freedom.

Consider our further information on the debt solutions available by clicking the link above, and then contact us to let AFS give you the solution you need to help pay off your debt.